This is the perfect opportunity for the person who wants to own their own home, but cannot get a bank loan because of:

• Poor credit
• Lack of established credit
• Not on the job long enough to qualify for a bank loan
• Non traditional income or income which is hard to verify
• Too small of a down payment

With our Rent-to-Own program, you can fix these problems while you are living in the home and purchasing with our lease-option contract.

Housing prices in and around the Quad Cities have been increasing over the last several years, but our Rent-to-Own program locks in today's price for you.  This program allows you to build equity while also reaping the benefits of any future increase in the value of the home!

Under our program, you may be able to pay off our financing in as little as 12 to 24 months. Here's how:

• Your total monthly payment is set up similar to a bank loan.  If you were purchasing through a bank, each month a portion of your payment would be applied towards interest, another portion towards principal, and another portion would go towards real estate taxes and insurance. With our program, things are very similar.  Under Rent-to-Own (also known as a "Lease-Option"), the portion that would represent principal is called the "option" payment, and the portion that would represent interest, taxes and insurance is called the "rent" payment.

• If you make your payments on time each month, your new lender will take a look at your payment history and, if it is good, they may allow you to finance the purchase of your home. This is an opportunity you might never get if you were trying to purchase without first proving yourself through a program such as our Rent-to-Own Program.

• The down payment amount is negotiable, and it is based on things like credit and income. Rest assured, we will work with you to try and make this something that is affordable for you.  We want to help.  Whether or not you qualify for financing to pay the home off, we are willing to provide a longer term financial arrangement.  So, stop renting and start owning your own home now, with our exclusive Rent-to-Own opportunity!

  After viewing a home, you may set up an appointment 

to apply for the home by calling Chuck at (563) 499-7994.